1 of 7

Before assistants could hold a conversation, I designed one that watched your credit and stepped in before you asked.

I modeled a proactive credit assistant that read your FICO and debt load, then handed you real financing choices costed out in dollars, not just rates.

Problem Credit help was reactive and score-shaped — nobody explained what it actually cost you.
Solution Designed a proactive assistant: live credit tracking, real cost-of-loan comparisons, a warm handoff to a person.
Result Absorbed into other initiatives rather than launching as its own named program.

“I designed the moment before the moment of truth — credit help that shows up before you have to ask, priced in dollars you can actually feel.”